Credit repair

Need to repair your credit but don't know where to get started? Here is information I am using to get the job done.
Get your annual credit reports
Get credit report and score free

Pay yourself first in order to get a emergency fund setup.

Keep at least 3 months worth of pay in savings in case of unemployment.

Credit cards try to keep you credit cards at least below 60% of your limit available this will increase your credit score.